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United Kingdom Intellectual Property Office Decisions
You are here: BAILII >> Databases >> United Kingdom Intellectual Property Office Decisions >> John Francis Regan (Patent) [2004] UKIntelP o03004 (2 February 2004)
URL: http://www.bailii.org/uk/cases/UKIntelP/2004/o03004.html
Cite as: [2004] UKIntelP o03004, [2004] UKIntelP o3004

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John Francis Regan [2004] UKIntelP o03004 (2 February 2004)

For the whole decision click here: o03004

Patent decision

BL number
O/030/04
Concerning rights in
GB0114097.9
Hearing Officer
Mr A Bartlett
Decision date
2 February 2004
Person(s) or Company(s) involved
John Francis Regan
Provisions discussed
Patents Act 1977 s1(2)
Keywords
Excluded fields (refused)
Related Decisions
None

Summary

The application concerns a computerised system for linking loan application and debt recovery procedures. When a loan eg for a car is applied for, information on the applicant and the vehicle etc is stored on a database. That same information is then used to co-ordinate a debt recovery process carried out by a number of agents if the loan is in default. The system reduces the risk of data input errors and makes the recovery process more efficient.

The application was refused as a method for doing business and a program for a computer. The problem to be addressed was one of business efficiency and the advantages achieved were exactly the sort expected when a computer system is employed to do what was previously done manually.


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URL: http://www.bailii.org/uk/cases/UKIntelP/2004/o03004.html