The Consumer Credit Act 2006 (Commencement No. 2 and Transitional Provisions and Savings) Order 2007 No. 123 (C. 6)

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STATUTORY INSTRUMENTS

2007 No. 123 (C. 6)
CONSUMER CREDIT
The Consumer Credit Act 2006 (Commencement No. 2 and Transitional Provisions and Savings) Order 2007

Made

23rd January 2007

The Secretary of State makes the following Order in exercise of the powers conferred by sections 69(2) to (5) and 71(2) of the Consumer Credit Act 2006[1].

Citation
     1. This Order may be cited as the Consumer Credit Act 2006 (Commencement No.2 and Transitional Provisions) Order 2007.

Interpretation
     2. In this Order "the 2006 Act" means the Consumer Credit Act 2006.

Commencement
     3. —(1) The provisions of the 2006 Act specified in Schedule 1 shall come into force on 31st January 2007.

    (2) The provisions of the 2006 Act specified in Schedule 2 shall come into force on 6th April 2007.

Transitional Provisions
     4. Subject to article 5, section 1 of the 2006 Act shall have no effect for the purposes of the 1974 Act, in relation to agreements made before 6th April 2007.

     5. Section 1 of the 2006 Act shall have effect for the purposes of the definitions of "debtor" and "hirer" in section 189(1) of the 1974 Act wherever those expressions are used in—

in relation to agreements made before 6 April 2007.

Ian McCartney
Minister for Trade, Investment and Foreign Affairs Department of Trade and Industry

23rd January 2007

SCHEDULE 1Article 3(1)

PROVISIONS COMING INTO FORCE ON 31st JANUARY 2007

Provisions	Subject matter of provisions
Section 8	OFT to prepare information sheets on arrears and default
Section 69(1) insofar as it relates to paragraph 5 of Schedule 3	Transitional provision
Paragraph 5 of Schedule 3	Transitional provision relating to section 8

SCHEDULE 2Article 3(2)

PROVISIONS COMING INTO FORCE ON 6TH APRIL 2007

Provisions	Subject Matter of Provisions
Section 1	Definition of individual
Section 15	Repeal of section 127(3) to (5) of the 1974 Act (enforcement orders in cases of infringement)
Section 19	Unfair relationships between creditors and debtors
Section 20	Powers of court in relation to unfair relationships
Section 21	Interpretation of sections 140A (unfair relationships between creditors and debtors) and 140B (powers of court in relation to unfair relationships) of the 1974 Act
Section 22	Further provision relating to unfair relationships Repeal of sections 137 to 140 of the 1974 Act (extortionate credit bargains)
Section 69(1) insofar as it relates to paragraphs 11 and 14 to 16 of Schedule 3	Transitional provision and savings
Paragraph 11 of Schedule 3	Saving relating to repeal of section 127(3) to (5) of the 1974 Act (enforcement orders relating to improperly executed agreements)
Paragraph 14 of Schedule 3	Transitional provision relating to section 140B of the 1974 Act (powers of court in relation to unfair relationships)
Paragraph 15 of Schedule 3	Saving relating to repeal of sections 137 to 140 of the 1974 Act
Paragraph 16 of Schedule 3	Transitional provision relating to sections 140B and 140C (interpretation of sections 140A and 140B)
Schedule 4 for the purposes of the entries relating to sections 127(1) and (3) to (5), 137 to 140, 143(b), 181(1) in respect of the words "139(5) and (7)", 181(2) in respect of the words "or 139 (5) or (7)" and 185(3) of the 1974 Act	Repeals

EXPLANATORY NOTE

(This note is not part of the Order)

This Order brings into force certain provisions of the Consumer Credit Act 2006, which amend the Consumer Credit Act 1974.

The provisions in Schedule 1 come into force on 31st January 2007 and the provisions in Schedule 2 come into force on 6th April 2007.

The remaining provisions of the Consumer Credit Act 2006 will be brought into force by subsequent Orders.

NOTE AS TO EARLIER COMMENCEMENT ORDERS

(This note is not part of the Order)

The following provisions of the Consumer Credit Act 2006 have been brought into force by a commencement order made before the date of this Order.

Provision	Date of Commencement	SI No

s.3 (partially)	16.06.2006	2006/1508
s.4 (partially)	16.06.2006	2006/1508
s.6 (partially)	16.06.2006	2006/1508
s.7(1) and (2)	16.06.2006	2006/1508
s.9 (partially)	16.06.2006	2006/1508
s.10 (partially)	16.06.2006	2006/1508
s.12 (partially)	16.06.2006	2006/1508
s.14(1)	01.10.2006	2006/1508
s.14(2)	16.06.2006	2006/1508
s.17 (partially)	16.06.2006	2006/1508
s.18	16.06.2006	2006/1508
s.24(2), (4) and (6)	16.06.2006	2006/1508
s.25(2) and (5)	16.06.2006	2006/1508
s.27(1) (partially)	16.06.2006	2006/1508
s.28 (partially)	16.06.2006	2006/1508
s.34(2) (partially)	16.06.2006	2006/1508
s.34(8) (partially)	16.06.2006	2006/1508
s.35 (partially)	16.06.2006	2006/1508
s.36 (partially)	16.06.2006	2006/1508
s.59, Sch.2	16.06.2006	2006/1508
s.60	16.06.2006	2006/1508
s.61	16.06.2006	2006/1508
s.63	16.06.2006	2006/1508
ss 65 to 68	16.06.2006	2006/1508
s.69(1) (partially), Sch. 3, para 1(1)	16.06.2006	2006/1508
s.69(1) (partially), Sch. 3, para 10	01.10.2006	2006/1508
s.69(2) to (5)	16.06.2006	2006/1508

Notes:

[1] 2006 c.14.back

ISBN 978 0 11 075687 5

Prepared 30 January 2007

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URL: http://www.bailii.org/uk/legis/num_reg/2007/20070123.html

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	United Kingdom Statutory Instruments
You are here: BAILII >> Databases >> United Kingdom Statutory Instruments >> The Consumer Credit Act 2006 (Commencement No. 2 and Transitional Provisions and Savings) Order 2007 No. 123 (C. 6) URL: http://www.bailii.org/uk/legis/num_reg/2007/20070123.html