[New search]
[Help]
2004 No. 584
INSOLVENCY, ENGLAND AND WALES
COMPANIES
INDIVIDUALS
The Insolvency (Amendment) Rules 2004
| |
Made |
3rd March 2004 | |
| |
Laid before Parliament |
8th March 2004 | |
| |
Coming into force |
1st April 2004 | |
The Lord Chancellor, in the exercise of the powers conferred on him by sections 411 and 412 of the Insolvency Act 1986[1], with the concurrence of the Secretary of State, and after consulting the committee existing for that purpose under section 413 of that Act, hereby makes the following Rules:
Citation and commencement
1.
- (1) These Rules may be cited as the Insolvency (Amendment) Rules 2004.
(2) These Rules shall come into force on 1st April 2004 ("the commencement date").
Interpretation
2.
- (1) In these Rules references to the "principal Rules" are to the Insolvency Rules 1986[2] and a Rule referred to by number alone means the Rule so numbered in the principal Rules.
(2) These Rules shall be construed as one with the principal Rules.
Transitional provisions
3.
- (1) This Rule applies in any case where before the commencement date -
(a) a winding-up order is made or a resolution for the winding up of the company is passed and the liquidator is entitled to remuneration by virtue of Rule 4.127(6), Rule 4.128(1) or Rule 4.148A(4); or
(b) a bankruptcy order is made and the trustee is entitled to remuneration by virtue of Rule 6.138(6) or Rule 6.139(1).
(2) In a case to which this Rule applies the liquidator or, as the case may be, the trustee shall continue to be entitled to remuneration on the basis that -
(a) the amendments made to the principal Rules by these Rules do not apply; and
(b) the amendments made to the Insolvency Regulations 1994[3] by the Insolvency (Amendment) Regulations 2004[4] had not been made.
Amendment to Rule 2.55
4.
In paragraph (4) of Rule 2.55 after the word "bankrupt," there is inserted the word "or" and for the words "composition or arrangement with his creditors" there is substituted "bankruptcy restrictions order, bankruptcy restrictions undertaking or interim bankruptcy restrictions order".
Amendment to Rule 2.57
5.
In paragraph (1)(a) of Rule 2.57 omit the words ", or compounds or arranges with his creditors".
Amendment to Rule 3.21
6.
In paragraph (4) of Rule 3.21 after the word "bankrupt," there is inserted "or a disqualified director," and for the words "composition or arrangement with his creditors" there is substituted "bankruptcy restrictions order, bankruptcy restrictions undertaking or interim bankruptcy restrictions order".
Amendment to Rule 3.23
7.
In paragraph (1)(a) of Rule 3.23 omit the words ", or compounds or arranges with his creditors".
Amendment to Rule 4.7
8.
In Rule 4.7 -
(a) for paragraph (2) there is substituted -
"
(2) No petition shall be filed unless there is produced on presentation of the petition a receipt for the deposit payable or paragraph (2A) applies.
(2A) This paragraph applies in any case where the Secretary of State has given written notice to the court that the petitioner has made suitable alternative arrangements for the payment of the deposit to the official receiver and such notice has not been revoked in relation to the petitioner in accordance with paragraph (2B).
(2B) A notice of the kind referred to in paragraph (2A) may be revoked in relation to the petitioner in whose favour it is given by a further notice in writing to the court stating that the earlier notice is revoked in relation to the petitioner."; and
(b) in paragraph (4)(b) delete the words "of the administration order or notice of appointment".
Substitution of Rule 4.74
9.
For Rule 4.74 there is substituted -
"
Supply of Forms
(NO CVL APPLICATION)
4.74
A form of proof shall be sent to any creditor of the company by the liquidator where the creditor so requests.".
Amendment to Rule 4.75
10.
For Rule 4.75(1) there is substituted -
"
(1) Subject to Rule 4.73(5), the following matters shall be stated in a creditor's proof of debt -
(a) the creditor's name and address, and, if a company, its company registration number;
(b) the total amount of his claim (including any Value Added Tax) as at the date on which the company went into liquidation;
(c) whether or not that amount includes outstanding uncapitalised interest;
(d) particulars of how and when the debt was incurred by the company;
(e) particulars of any security held, the date when it was given and the value which the creditor puts upon it;
(f) details of any reservation of title in respect of goods to which the debt refers; and
(g) the name, and address and authority of the person signing the proof (if other than the creditor himself)."
Amendment to Rule 4.124
11.
In paragraph (1) of Rule 4.124 for the words "who have proved their debts" there is substituted "of which he is aware".
Amendment to Rule 4.125
12.
In paragraph (1) of Rule 4.125 for the words "who have proved their debts" there is substituted "of which he is aware".
Insertion of new Rule 4.125A
13.
After Rule 4.125 there is inserted -
"
Rule as to reporting
4.125A.
- (1) The court may, on the liquidator or official receiver's application, relieve him of any duty imposed on him by Rule 4.124 or 4.125, or authorise him to carry out the duty in a way other than there required.
(2) In considering whether to act under this Rule, the court shall have regard to the cost of carrying out the duty, to the amount of the assets available, and to the extent of the interest of creditors or contributories, or any particular class of them.".
Amendment to Rule 4.127
14.
For paragraph (6) of Rule 4.127 there is substituted -
"
(6) Where the liquidator is not the official receiver and his remuneration is not fixed as above, the liquidator shall be entitled to remuneration fixed in accordance with the provisions of Rule 4.127A.".
Insertion of New Rules 4.127A and 4.127B
15.
After Rule 4.127 there is inserted -
"
Liquidator's entitlement to remuneration where it is not fixed under Rule 4.127
4.127A.
- (1) This Rule applies where the liquidator is not the official receiver and his remuneration is not fixed in accordance with Rule 4.127.
(2) The liquidator shall be entitled by way of remuneration for his services as such, to such sum as is arrived at by -
(a) first applying the realisation scale set out in Schedule 6 to the monies received by him from the realisation of the assets of the company (including any Value Added Tax thereon but after deducting any sums paid to secured creditors in respect of their securities and any sums spent out of money received in carrying on the business of the company); and
(b) then by adding to the sum arrived at under sub-paragraph (a) such sum as is arrived at by applying the distribution scale set out in Schedule 6 to the value of assets distributed to creditors of the company (including payments made in respect of preferential debts) and to contributories.
Liquidator's remuneration where he realises assets on behalf of chargeholder
4.127B.
- (1) This Rule applies where the liquidator is not the official receiver and realises assets on behalf of a secured creditor.
(2) Where the assets realised for a secured creditor are subject to a charge which when created was a mortgage or a fixed charge, the liquidator shall be entitled to such sum by way of remuneration as is arrived at by applying the realisation scale set out in Schedule 6 to the monies received by him in respect of the assets realised (including any sums received in respect of Value Added Tax thereon but after deducting any sums spent out of money received in carrying on the business of the company).
(3) Where the assets realised for a secured creditor are subject to a charge which when created was a floating charge, the liquidator shall be entitled to such sum by way of remuneration as is arrived at by -
(a) first applying the realisation scale set out in Schedule 6 to monies received by him from the realisation of those assets (including any Value Added Tax thereon but ignoring any sums received which are spent in carrying on the business of the company); and
(b) then by adding to the sum arrived at under sub-paragraph (a) such sum as is arrived at by applying the distribution scale set out in Schedule 6 to the value of the assets distributed to the holder of the charge.".
Amendment to Rule 4.128
16.
Omit Rule 4.128(1).
Amendment to Rule 4.138
17.
Omit Rule 4.138(2).
Amendment to Rule 4.148A
18.
For paragraph (4) of Rule 4.148A there is substituted -
"
(4) Where the liquidator's remuneration is not fixed as above, the liquidator shall be entitled to remuneration calculated in accordance with the provisions of Rule 4.148B.".
Insertion of new Rule 4.148B
19.
After Rule 4.148A there is inserted -
"
Liquidator's remuneration in members' voluntary liquidation where it is not fixed under Rule 4.148A
4.148B.
- (1) This Rule applies where the liquidator's remuneration is not fixed in accordance with Rule 4.148A.
(2) The liquidator shall be entitled by way of remuneration for his services as such, to such sum as is arrived at by -
(a) first applying the realisation scale set out in Schedule 6 to the monies received by him from the realisation of the assets of the company (including any Value Added Tax thereon but after deducting any sums paid to secured creditors in respect of their securities and any sums spent out of money received in carrying on the business of the company); and
(b) then by adding to the sum arrived at under sub-paragraph (a) such sum as is arrived at by applying the distribution scale set out in Schedule 6 to the value of assets distributed to creditors of the company (including payments made in respect of preferential debts) and to contributories.".
Amendment to Rule 4.159
20.
In paragraph (4) of Rule 4.159 after the word "bankrupt" there is inserted "or a disqualified director," and for the words "composition or arrangement with his creditors" there is substituted "bankruptcy restrictions order, bankruptcy restrictions undertaking or an interim bankruptcy restrictions order".
Amendment to Rule 4.161
21.
In paragraph (1)(a) of Rule 4.161 omit the words "or compounds or arranges with his creditors".
Amendment to Rule 4.218
22.
In paragraph (1)(c) of Rule 4.218 after the words "under section 414" there are inserted the words "or section 415A".
Amendment to Rule 4.231
23.
In Rule 4.231(3) after "4.125(1) (final meeting)," insert "4.125A(2) (rule on reporting),".
Amendment of Rule 5.43
24.
In Rule 5.43 at the end there is inserted -
"
(3) A proposal is not approved if those voting against it include more than half in value of the creditors, counting in the latter only those -
(a) who gave notice to the official receiver in accordance with Rule 5.40;
(b) whose votes are not to be left out of account under paragraph (2); and
(c) who are not, to the best of the official receiver's belief, associates of the debtor.
(4) It is for the official receiver to decide whether, under this Rule a person is an associate of the debtor for the purposes of paragraph (3)(c) and in relation to this he is entitled to rely on the information provided by the debtor's statement of affairs or otherwise in accordance with this Part of the Rules.".
Amendment to Rule 5.60
25.
In Rule 5.60 -
(a) in paragraph (3) after "in writing," there is inserted "within 28 days of the date of the order,"; and
(b) paragraph (4) is omitted.
Amendment to Rule 6.10
26.
For paragraph (2) there is substituted -
"
(2) No petition shall be filed unless there is produced on presentation of the petition a receipt for the deposit payable or paragraph (2A) applies.
(2A) This paragraph applies in any case where the Secretary of State has given written notice to the court that the petitioner has made suitable alternative arrangements for the payment of the deposit to the official receiver and such notice has not been revoked in relation to the petitioner in accordance with paragraph (2B).
(2B) A notice of the kind referred to in paragraph (2A) may be revoked in relation to the petitioner in whose favour it is given by a further notice in writing to the court stating that the earlier notice is revoked in relation to the petitioner.".
Substitution of Rule 6.97
27.
For Rule 6.97 there is substituted -
"
Supply of forms
6.97
A form of proof shall be sent to any creditor of the bankrupt by the official receiver or trustee where the creditor so requests.".
Amendment to Rule 6.98
28.
- (1) For Rule 6.98(1) there is substituted -
"
(1) Subject to Rule 6.96(4), the following matters shall be stated in a creditor's proof of debt -
(a) the creditor's name and address, and, if a company, its company registration number;
(b) the total amount of his claim (including any Value Added Tax) as at the date on which the company went into liquidatioin;
(c) whether or not that amount includes outstanding uncapitalised interest;
(d) particulars of how and when the debt was incurred by the company;
(e) particulars of any security held, the date when it was given and the value which the creditor puts upon it;
(f) details of any reservation of title in respect of goods to which the debt refers; and
(g) the name, and address and authority of the person signing the proof (if other than the creditor himself)."
(2) In Rule 6.98(3) after "the trustee" insert "the official receiver, acting as receiver and manager".
Amendment to Rule 6.99
29.
In Rule 6.99(1) after "the trustee" insert "or the official receiver, acting as receiver and manager".
Amendment to Rule 6.136
30.
In paragraph (1) of Rule 6.136 for the words "who have proved their debts" there is substituted "of which he is aware".
Amendment to Rule 6.137
31.
In paragraph (1) of Rule 6.137 for the words "who have proved their debts" there is substituted "of which he is aware".
Insertion of new Rule 6.137A
32.
After Rule 6.137 there shall be inserted -
"
Rule as to reporting
6.137A.
- (1) The court may, on the trustee or official receiver's application, relieve him of any duty imposed on him by Rules 6.136 or 6.137, or authorise him to carry out the duty in a way other than there required.
(2) In considering whether to act as above, the court shall have regard to the cost of carrying out the duty, to the amount of the funds available in the estate, and to the extent of the interest of creditors or any particular class of them.".
Amendment to Rule 6.138
33.
For paragraph (6) there is substituted -
"
(6) Where the trustee is not the official receiver and his remuneration is not fixed as above, the trustee shall be entitled to remuneration calculated in accordance with Rule 6.138A.".
Insertion of new Rule 6.138A
34.
After Rule 6.138 there is inserted -
"
Trustee's remuneration where it is not fixed in accordance with Rule 6.138
6.138A.
- (1) This Rule applies where the trustee is not the official receiver and his remuneration is not fixed in accordance with Rule 6.138.
(2) Subject to paragraph (3), the trustee shall be entitled by way of remuneration for his services as such, to such sum as is arrived at by -
(a) first applying the realisation scale set out in Schedule 6 to the monies received by him from the realisation of the assets of the bankrupt (including any Value Added Tax thereon but after deducting any sums paid to secured creditors in respect of their securities and any sums spent out of money received in carrying on the business of the bankrupt); and
(b) then by adding to the sum arrived at under sub-paragraph (a) such sum as is arrived at by applying the distribution scale set out in Schedule 6 to the value of assets distributed to creditors of the bankrupt (including sums paid in respect of preferential debts).
(3) That part of the trustee's remuneration calculated by reference to the realisation scale shall not exceed such sum as is arrived at by applying the realisation scale to such part of the bankrupt's assets as are required to pay the items referred to in paragraph (4).
(4) The items referred to in paragraph (3) are -
(a) the bankruptcy debts (including any interest payable by virtue of section 328(4)) to the extent required to be paid by these Rules (ignoring those debts paid otherwise than out of the proceeds of the realisation of the bankrupt's assets or which have been secured to the satisfaction of the court);
(b) the expenses of the bankruptcy other than -
(i) fees or the remuneration of the official receiver; and
(ii) any sums spent out of money received in carrying on the business of the bankrupt;
(c) fees payable by virtue of any order made under section 415; and
(d) the remuneration of the official receiver.".
Amendment to Rule 6.139
35.
For paragraph (1) there is substituted -
"
(1) Where the trustee (not being the official receiver) realises assets on behalf of a secured creditor, the trustee is entitled to such sum by way of remuneration as is arrived at by applying the realisation scale set out in Schedule 6 to the monies received by him in respect of the assets realised (including any Value Added Tax thereon).".
Amendment to Rule 6.146
36.
Omit Rule 6.146(2).
Amendment to Rule 6.156
37.
In paragraph (4) of Rule 6.156 after the word "bankrupt" there is inserted "or a disqualified director," and for the words "composition or arrangement with his creditors" there is substituted "bankruptcy restrictions order, bankruptcy restrictions undertaking or an interim bankruptcy restrictions order".
Amendment to Rule 6.158
38.
In paragraph (1)(a) of Rule 6.158 omit the words "or compounds or arranges with his creditors".
Amendment to Rule 6.213
39.
In Rule 6.213 -
(a) in paragraph (3) after "require" insert "within 28 days of the order"; and
(b) in paragraph (4) omit the words from "The Secretary of State shall notify" to "has been paid.".
Amendment to Rule 6.214A
40.
For Rule 6.214A(4) there is substituted -
"
(4) Where the official receiver receives no objection from either a creditor or a trustee he may file a notice under section 279(2) by sending to the court two copies of Form 6.82. The court shall endorse each copy with the date of filing and shall return one copy to the official receiver. The official receiver shall send a copy of the endorsed form to the bankrupt.".
Amendment to Rule 6.224
41.
In paragraph (1)(c) of Rule 6.224 after the words "under section 415" there are inserted the words "or 415A".
Insertion of new Rule 6.237CA
42.
After Rule 6.237C insert -
Amendment to Rule 6.237D
43.
At the end of Rule 6.237D there is inserted -
"
(10) In determining the value of the bankrupt's interest for the purposes of paragraph (6)(c), the court shall disregard that part of the value of the property in which the bankrupt's interest subsists which is equal to the value of -
(a) any loans secured by mortgage or other charge against the property;
(b) any other third party interest; and
(c) the reasonable costs of sale.".
Amendment to Rule 6A.5
44.
In Rule 6A.5 omit "Subject to paragraph (2),".
Amendment to Rule 6A.6 -
45.
In Rule 6A.6 -
Amendments to Schedule 4 of the principal Rules
46.
In Schedule 4 to the principal Rules for Forms 2.8B, 2.9B, 2.11B, 2.25B, 4.25, 5.7, 5.8, 6.28, 6.37, 6.71, 6.79A, 6.82 and 6.84 there shall be substituted the forms so numbered in the Schedule to these Rules.
Insertion of Schedule 6
47.
After Schedule 5 there is inserted -
"
SCHEDULE 6Rules 4.127A, 4.127B,4.148B and 6.138A
DETERMINATION OF INSOLVENCY OFFICE HOLDER'S REMUNERATION
As regards the determination of the remuneration of trustees and liquidators the realisation and distribution scales are as set out in the table below -
The realisation scale
(i) on the first £5000 or fraction thereof
|
20% |
(ii) on the next £5000 or fraction thereof
|
15% |
(iii) on the next £90000 or fraction thereof
|
10% |
(iv) on all further sums realised
|
5% |
The distribution scale
(i) on the first £5000 or fraction thereof
|
10% |
(ii) on the next £5000 or fraction thereof
|
7.5% |
(iii) on the next £90000 or fraction thereof
|
5% |
(iv) on all further sums distributed
|
2.5%." |
Falconer of Thoroton, C.
3rd March 2004
I concur, on behalf of the Secretary of State,
Gerry Sutcliffe,
Parliamentary Under-Secretary of State for Employment Relations, Competition and Consumers, Department of Trade and Industry
3rd March 2004
SCHEDULERule 46
SUBSTITUTED FORMS
2.8B, 2.9B, 2.11B, 2.25B, 4.25, 5.7, 5.8, 6.28, 6.37, 6.71, 6.79A, 6.82 and 6.84
Image 1 of 44
Image 2 of 44
Image 3 of 44
Image 4 of 44
Image 5 of 44
Image 6 of 44
Image 7 of 44
Image 8 of 44
Image 9 of 44
Image 10 of 44
Image 11 of 44
Image 12 of 44
Image 13 of 44
Image 14 of 44
Image 15 of 44
Image 16 of 44
Image 17 of 44
Image 18 of 44
Image 19 of 44
Image 20 of 44
Image 21 of 44
Image 22 of 44
Image 23 of 44
Image 24 of 44
Image 25 of 44
Image 26 of 44
Image 27 of 44
Image 28 of 44
Image 29 of 44
Image 30 of 44
Image 31 of 44
Image 32 of 44
Image 33 of 44
Image 34 of 44
Image 35 of 44
Image 36 of 44
Image 37 of 44
Image 38 of 44
Image 39 of 44
Image 40 of 44
Image 41 of 44
Image 42 of 44
Image 43 of 44
Image 44 of 44
EXPLANATORY NOTE
(This note is not part of the Rules)
These Rules make a number of amendments to the Insolvency Rules 1986 (S.I. 1986/1925) ("the 1986 Rules").
The amendments to the 1986 Rules are generally consequential on amendments made to the Insolvency Act 1986 (c. 45) by the Enterprise Act 2002 (c. 40).
Rules 2.55, 2.57, 3.21, 3.23, 4.159, 4.161, 6.156 and 6.158 are amended to remove references to persons subject to a composition or arrangement with their creditors in the restrictions on membership of a creditors' or liquidation committee. These Rules have also been amended to include within the restrictions persons subject to a bankruptcy restrictions order or bankruptcy restrictions undertaking or an interim bankruptcy restrictions order.
Rules 4.7 and 6.10 are amended to provide that a deposit must be paid to the court before a petition can be filed unless the Secretary of State has given written notice to the court that the petitioner has made arrangements to pay the deposit to the official receiver.
Rules 4.74, 4.75, 4.138, 6.97, 6.98, 6.99 and 6.146, are amended to remove the requirement for the official receiver, trustee or liquidator to have to send proof of debt forms to creditors unless so requested, and to revise the content of the form. There are consequential amendments to Forms 4.25 and 6.37.
Rules 4.124, 4.125, 4.231, 6.136, 6.37 are amended and Rules 4.125A and 6.137A are inserted to provide that a liquidator or trustee must notify all creditors before obtaining release from office, unless the Court relieves them of that obligation.
Rules 4.127, 4.128, 4.148A, 6.138 and 6.139 are amended and Rules 4.127A, 4.127B, 4.148B, 6.138A and Schedule 6 are inserted to make provisions as to the payment of remuneration of trustees and liquidators consequential on the amendments made to the Insolvency Regulations 1994 (S.I. 1994/2507). Originally the Rules made provision for the payment of remuneration of liquidators and trustees in certain circumstances on the basis set for the official receiver under the Insolvency Regulations 1994. The entitlement to remuneration for the official receiver in those circumstances is revoked by the Insolvency (Amendment) Regulations 2004 with the result that the substance of the revoked provisions is now repeated in the Insolvency Rules 1986. Transitional provisions provide for the application of the former basis for remuneration to cases which are already on foot at the date these Rules come into force.
Rules 4.218 and 6.224 are amended to provide for fees payable under section 415A (inserted into the Insolvency Act 1986 by section 270 of the Enterprise Act 2002) to rank as expenses payable in the same order of priority as those currently payable under the orders made in accordance with the powers in sections 414 and 415 of the Insolvency Act 1986.
Rule 5.43 is amended to provide that claims of associates are to be disregarded when calculating those creditors voting against an individual voluntary arrangement proposal.
Rules 5.60 and 6.213 are amended to remove the requirement for the payment of the costs of advertisement of a bankruptcy annulment order and to require a request for an advertisement to be made within 28 days of the order. Consequential changes are made to Forms 5.7, 5.8 and 6.71.
Rule 6.214A is amended to require the court to endorse the notice under section 279(2) of the Insolvency Act 1986 with the date of filing in order to make clear the date when discharge from bankruptcy is obtained under this section. There is a consequential amendment to Form 6.82.
Rule 6.237CA is inserted to make provision in accordance with section 313(2B) in accordance with section 283A (2) for the early revesting of a bankrupt's interest in his sole or principal residence.
Rule 6.237D is amended to provide in accordance with section 313(2B) for the matters which a court shall disregard when determining the value of the bankrupt's interest for the purposes of Rule 6.237D(6)(c). There is a related amendment to Form 6.79A.
Rule 6A.5 is amended to correct errors in text inserted by S.I. 2003/1730 and Rule 6A.6 is amended to require more detailed information about the bankrupt to allow for more effective and targeted use of the bankruptcy restrictions register, and to bring this into line with the requirements in respect of the individual insolvency register.
Form 6.84 is amended to correct an error and insert a requirement to state the registered title number of the property, where applicable.
Minor amendments are made to Forms 2.8B, 2.9B, 2.11B, 2.25B and 6.28 -
2.8B Additional paragraph numbered 8 stating that the notice has been sent to any relevant person in accordance with Rule 2.20(2).
2.9B Revised wording at paragraph 8 to reflect requirements of paragraph 28(1)(b) of Schedule B1.
2.11B Revised to include registered office of company.
2.25B Additional lines inserted for name and signature of creditor.
6.28 Revised to incorporate a questionnaire requesting additional details of an individual's assets and liabilities.
The costs to business of the commencement of the provisions of the Enterprise Act 2002 are set out in the Regulatory Impact Assessment prepared for the Act. Copies of the assessment are available from the Policy Unit, The Insolvency Service, 21 Bloomsbury Street, London WC1B 3QW.
Notes:
[1]
1986 c. 45 as amended by the Enterprise Act 2002 (c. 40). Sections 411 and 412 were amended by the Insolvency Act 1986 (Amendment) Regulations 2002 (S.I. 2002/1037).back
[2]
S.I. 1986/1925, amended by S.I. 1987/1919, 1989/397, 1991/495, 1993/602, 1995/586, 1999/359, 1999/1022, 2001/763, 2002/1307, 2002/2712 and 2003/1730.back
[3]
S.I. 1994/2507 amended by S.I. 2000/485, S.I. 2001/762, S.I. 2001/3649 and S.I. 2003/1633.back
[4]
S.I. 2004/472.back
ISBN
0 11 048965 9
|
© Crown copyright 2004 |
Prepared
26 March 2004
|
BAILII:
Copyright Policy |
Disclaimers |
Privacy Policy |
Feedback |
Donate to BAILII
URL: https://www.bailii.org/uk/legis/num_reg/2004/20040584.html
